What Employer Assistance Programs Do for Alaska Insurance Benefits

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
  • Facebook
  • Twitter
  • Delicious
  • Digg
  • Google Buzz
  • StumbleUpon
  • Add to favorites
  • Email

Are you an employer in Alaska?  Are you concerned about your employees’ productivity, health, and overall well-being?  Are you also looking for an employer benefit plan that adds value without adding a lot of extra costs?

Consider an Employee Assistance Program (EAP) as an added value to the benefits plan you offer.  An EAP is an employee benefit program typically offered in conjunction with a health insurance plan. EAPs are intended to help employees deal with personal problems that would otherwise have a negative impact on their work performance and well-being.

Wallace Insurance Group has been partnering with the Alaska Federation of Natives (AFN) to offer comprehensive, competitive benefits plans that include an EAP.  The third quarter summary of our EAP utilization highlights:

  • total utilization of the EAP benefit has increased to 15%
  • 3 cases were resolved within the EAP without having to refer employees to outside services
  • the most popular items searched on the online guide were resources to help with tobacco, step-parenting, and credits & deductions.

Adding an Employee Assistance Program as an optional benefit in your employee benefits program can increase productivity and employee retention without increasing costs.  For more Alaska small business health insurance solutions, or to contact Wallace Insurance Group at (907) 272-0114 or visit our web site.

Posted in Alaska Benefits, Alaska Federation of Natives, Alaska Health Insurance, Alaska Health Insurance Plans, Health Benefits, Human Resources | Tagged , , , , , , | Comments Off

Does Your Alaska Health Insurance Plan Include an Employee Assistance Program?

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
  • Facebook
  • Twitter
  • Delicious
  • Digg
  • Google Buzz
  • StumbleUpon
  • Add to favorites
  • Email

Wallace Insurance Group has been pleased to partner with The Alaska Federation of Natives (AFN) to offer comprehensive and competitive benefits plans.  The Employee Assistance Program (EAP), offered as a benefit to plan members, provides the following services at no extra cost to the members and their dependents:

Telephonic Counseling and referral services with 5 face-to-face sessions.

  • Mental Health & Chemical Dependency Assessment and Referrals including unlimited access to articles and interactive tools though customized, password protected internet site.
  • Includes unlimited access to Management Referral Process and Drug-Free workplace Referral program.
  • Keep in mind, the program is statewide regardless of how remote you might be, there may not be the capability to provide Face-to-Face counseling.   However, telephonic counseling is always available.

FinancialConnect

  • Unlimited access to on staff financial experts

LegalConnect

  • Unlimited access to on staff attorneys, as well as referrals

FamilySource

  • Referrals to adult care, elder care, child card and concierge services such as event planning and shopping.

ID Resources

  • I.D. theft restoration services.

Adding an Employee Assistance Program as an optional benefit in your employee benefits program can increase productivity and employee retention without increasing costs.  For more Alaska small business health insurance solutions, or to contact Wallace Insurance Group at (907) 272-0114 or visit our web site.

 

Posted in Alaska Benefits, Alaska Federation of Natives, Alaska Health Insurance Plans, Health Benefits | Tagged , , , , , , | Comments Off

Individual Mandate in Healthcare Reform Legislation Initially Rejected by President Obama…

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
  • Facebook
  • Twitter
  • Delicious
  • Digg
  • Google Buzz
  • StumbleUpon
  • Add to favorites
  • Email

……..when campaigning for election.

What’s at stake here is the US Supreme Court possibly deciding that the individual mandate inside PPACA is unconstitutional, which in essence, could pull the entire bill down leaving the country in this never ending cycle of health care increases going unchecked.   Which as we all know, will continue to force more people out of having insurance coverage because of cost.

The reason this is happening is the Right doesn’t want big government to continue butting in where it doesn’t belong.   The Left saw insurance as the easiest target to create legislation and make it accessible to all and hence, the battle.

What wasn’t adequately addressed in the legislation was “why is health care cost going up at such a dramatic, unchecked rate anyway?”  Well, in the world we live in it’s called “supply side economics.”  And since I’m not the one directly paying for the health-care services being rendered, I guess I don’t care how much it costs, providers can continue to grow their practices with fancier MRI or CAT Scan machinery raising the prices every year, and hospitals can add a new wing to better accommodate severe brain injury cases.

So, what’s going to happen if the Supreme Court strikes down the constitutionality of the new law?  We’d love to hear from you.

 

Posted in Alaska Benefits, Alaska Health Insurance, Alaska Health Insurance Plans, Health Benefits | Tagged , , , , , , , , | Comments Off

Consumer Driven Healthcare Plans Surpass HMOs

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
  • Facebook
  • Twitter
  • Delicious
  • Digg
  • Google Buzz
  • StumbleUpon
  • Add to favorites
  • Email

Several studies recently reveal that many employers have turned to account-based consumer-directed health (CDH) plans to help trim coverage costs and make employees more cost-conscious consumers when it comes to shopping for medical services and drugs.

More and more of these type of plans are projected to be used once insurance exchanges become operational and consumers place emphasis on low premiums when choosing coverage.

CDH plans won’t reach their potential unless transparency is improved. Consumers need to be able to compare procedures and providers on both cost and quality, warns John Young, senior vice president of consumerism at CIGNA Corp.

“When armed with information that is directional and helps define ‘value,’ customers make more prudent choices — both in financial self-interest along with a focus on better health,” he tells Health Plan Week.

Learn more about Alaska health insurance by contacting Wallace Insurance Group today.

 

Posted in Alaska Health Insurance | Comments Off

Alaska Tour Operator Hit with $1.5 Million Fine for Failing to Carry Workers’ Comp

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS

Ultimate Tours LLC and Godwin Glacier Tours LLC were fined $1.5 million for failing to carry workers’ compensation insurance. The fine also included violations for misclassifying employees as independent contractors.

The tour operator was also fined for violating work stop orders issued in 2005 and 2010.

Employers in Alaska are required to cover workers’ compensation insurance.

To learn more about Alaska Workers’ Compensation Insurance, contact Wallace Insurance Group.

Posted in Workers Comp | Comments Off

Man with Breast Cancer Denied Coverage – Because He’s a Man

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS

Each year a small percentage of men are diagnosed with breast cancer – an estimated 2,100.

One of these men, Raymond Johnson, a 26-year-old from South Carolina, is being denied coverage under The Breast and Cervical Cancer Prevention and Treatment Act. Johnson does not have insurance at his 30 hour per week job and he didn’t qualify for traditional Medicaid.

The coverage denial is due to the fact that Johnson is a man, and under the law, only women qualify for coverage.

“We want to cover this guy but we simply can’t,” Jeff Stensland, spokesperson for the South Carolina Department of Health and Human Services. “We’re in conversations with the federal government on this issue. It’s clearly discriminatory, and we believe it’s a good example of an overly rigid interpretation of the law, a law that’s designed to help patients with these cancers.”

Learn more about Alaska health insurance by contacting Wallace Insurance Group.

Posted in Health | Comments Off

U.S. Ruling Says Insurers Must Fully Cover Birth Control and Preventative Services for Women

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS

Health insurance companies in the US must cover women’s birth control and other preventive health care services under the new guidelines established by the Health and Human Services Department.

The guidelines are a product of last year’s healthcare overhaul established by the Obama administration.

Beginning in August of 2012, insurers must stop charging co-payment for preventative care services for women. This includes HPV testing, screening for gestation diabetes and counseling for sexually transmitted disease.

All government approved birth control methods recommended for coverage in the July 2011 U.S. Institute of Medicine (IOM) report, including the “morning-after pill,” will be covered under the new guidelines.

The mandatory coverage of birth control by private employers has caused some anger in conservative groups.

“HHS says the intent of its ‘preventive services’ mandate is to help ‘stop health problems before they start,’” said Cardinal Daniel DiNardo, chairman of the pro-life activities committee at the U.S. Conference of Catholic Bishops. “But pregnancy is not a disease, and children are not a ‘health problem.’”

The HHS has made an exception to its birth control coverage rule for religious employees and institutions to decide whether to cover contraception services in their insurance.

Contact Wallace Insurance Group to further discuss the new ruling.

Posted in Health | Comments Off

Murkowski Bill Boosts Health Care Access for Alaskan Children

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS

Parents may soon be able to purchase insurance for their children across state lines if a new bill introduced by Senators Lisa Murkowski (R-AK),  Mike Enzi (R-WY) and Lamar Alexander (R-TN).

The legislation is in response to a provision in health care reform that resulted in Alaskan carriers now allowing new enrollees.  Alaska is one of only 17 states without a health insurance carrier that provides child only plans to new healthcare enrollees.  

Learn more about Alaska health insurance by contacting Wallace Insurance Group.

Posted in Alaska Benefits, Alaska Health Insurance, Health Benefits | Comments Off

Combat Rising Health Care Costs with High Deductible Plans

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS

What do you know about high deductible health plans (HDHP)? Employers and employees alike can benefit from this vaible alternative to traditional health insurance plans with high premiums and low deductibles.

Wallace Insurance Group outlines the basics of a high deductible health plan in its new free guide, “Combat Rising Health Care Costs with High Deductible Plans.”

By reading the guide, you’ll learn:

  • 2011 New Deductible Limits
  • The advantages of a Health Savings Account (HSA)
  • Why HDHP can curb the cost or rising health care
Posted in High Deductible Health Plans | Comments Off

Soda Makers Challenge Claims of Obesity

  • Facebook
  • Twitter
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS

The soda industry has filed six document requests from public agencies from California to New York claiming that public awareness campaigns which portray sugary soft drinks as contributors to obesity are “baseless.”

Beverage makers are suing New York City’s health department. The paperwork requests could take hundreds of staff members several hours to fill, a severe burden to cash-strapped local government organizations, according to an attorney at the National Policy & Legal Analysis Network to Prevent Childhood Obesity in Oakland, California.

A spokesman for the American Beverage Association said, “Public health departments are going out and aggressively misrepresenting our products in advertising and using taxpayer money to do that.”

Critics of the ABA claim the soda industry is following the tobacco industry’s lead to try and overwhelm local governments with paperwork requests. The ABA maintains that are challenging shoddy science.

Read more.

Contact Wallace Insurance Group today to learn about Alaska health insurance.

Posted in Health | Tagged | Comments Off